Current Horse Creek Farms (Phase II) residents can receive important and helpful neighborhood updates by registering on the MEMBERS ONLY page.

Facts about the HOA:

Moving to a property governed by a Homeowners Association (HOA) can be confusing and challenging, especially for those who have never before been involved with an HOA.  To aid in your transition to the neighborhood, we have compiled a list of answers to some of the most frequently asked questions. Click here to view and/or print the list.

Phase II Legal Structure:

Horse Creek Farms (Phase II) was recorded by Declaration with Hamilton County, Tennessee as a Master Planned Community in August 2006.  This Declaration of Covenants, Conditions and Restrictions (CCR’s) which run with the title to the property is binding on all persons having any right, title or interest in any portion of Phase II.  By acceptance of a deed, each Owner acknowledges and agrees to compliance with the HOA Governing Documents.   See below for links to Governing Documents

An integral part of the development plan was the creation of the Horse Creek Farms (Phase II) Owners’ Association, Inc,.  This Association is comprised of all owners of real property in Phase II.  The Owners’ Association owns, operates and/or maintains various common areas and administers and enforces the CCR’s, Rules and Regulations and other Governing Documents.  The Owners’ Association is a Tennessee nonprofit corporation.

Phase II Governing Documents:

The purpose of the Governing Documents is to provide a governance structure and a flexible system of standards and procedures for the overall development, administration, and maintenance of HCF (Phase II).  The rules and regulations were not devised to unduly restrict owners, but rather to protect the value of all residences in the neighborhood.  The standards for use, maintenance, architecture, landscaping and other aesthetic matters are what give the community its identity and recognition as an appealing neighborhood and valuable investment. 

Review application.

Phase II Membership & Dues:

Owners of property in Phase II are members of the Horse Creek Farms (Phase II) Owners’ Association.  The Annual Owners’ Association meeting occurs in October, and all residents are encouraged to attend the meeting.  As part of the HOA, all residents are required to pay an Annual HOA fee.  HOA dues invoices are sent to all residents in December.

  • 2024 Annual Membership Dues are $200.  Dues are set annually by the HOA Board and must be paid prior to January 31st of each year.
  • There is a one-time Initiation Fee for all new homeowners (currently at $250 but subject to change).

Phase II HOA Contacts:

If you wish to communicate with the Board of Directors, please review your options below, and click on the appropriate link:

General HOA questions –

Repairs & maintenance  

Architectural requests & approval –

Title & Escrow information –

Annual dues &

Legal issues & questions –

Phase II HOA Board of Directors:

Owners of property in HCF (Phase II) are responsible for electing a Board of Directors.  The HOA Board of Directors is made up of Horse Creek Farms residents who volunteer their time and energy to manage the Owners’ Association for the residents.  There are currently five Board members. 

The Board’s primary responsibility is to preserve the integrity and maintain the appearance of the neighborhood by:

  • Maintaining and repairing Common Areas; including ponds, pumps, and sprinkler systems
  • Reviewing and approving of all projects that fall under the Architectural Design Guidelines
  • Providing Financial Management and Neighborhood Planning
  • Ensuring compliance with HOA Covenants, Rules, and Regulations